ABOUT US
HNK Foundation
Growing Together, Creating Opportunities
Launched in 2023, Leading Islamic microfinance lender HNK Foundation is committed to strengthening people, business owners, and farmers in Azad Kashmir. With our innovative approach to financial inclusion, we want to improve lives and promote regional economic growth that is sustainable.
Our Approach
Our goal at HNK Foundation is to build a thriving, affluent society in Azad Kashmir where everyone has equal access to opportunities and financial resources. We are confident that the key to unleash human potential and creating resilient communities is financial empowerment. HNK Foundation’s microfinance activities are conducted in accordance with moral and Sharia-compliant standards since they are guided by the principles of Islamic finance. We promote an environment of trust and honesty in all of our interactions because we are dedicated to generosity, justice, and mutual benefit.
Loan Products Offered
Personal Loan
• The applicant must have valid CNIC.
• Ages must be between 18 and 62 and capable of managing or starting a business.
• The applicant must be economically active.
• The applicant should not have been found guilty of a crime for which legal action has been filed.
• The applicant should have good ethics and social standing in his community.
• The applicant must be capable to present two guarantors who are not family members.
• The applicant must live within the branch office’s operational area, which may be within a 2-2.5 kilometer radius.